Welcome to our site. HouseAmerica Financial™ is an independently-owned mortgage banking company, specializing in residential lending and predominantly servicing the Southern California region. As a direct lender and approved seller with both Fannie Mae and Freddie Mac, we offer a full menu of products and programs, including conventional loans, FHA, VA, and a wide range of non-conforming (jumbo) programs up to $5MM utilizing our in-house products, and higher amounts through brokered outlets.
Our company was founded with four main objectives:
- For our customers – to be a place where you can confidently rely on our seasoned and experienced mortgage professionals to secure the most competitively-priced financing terms, and to receive the absolute best when it comes to service and overall customer experience.
- For our business partners (realtors, builders, accounting offices, business managers, etc) – to be your go-to lending source where you can confidently refer clients, knowing full-well that they will be treated with the utmost professionalism.
- For our lending sources (Fannie Mae, Freddie Mac, and all our other investors and lending partners) – to establish a pristine track record for loan quality and prudent risk management.
- For our employees – to provide a workplace filled with enthusiasm, loyal comradery and a shared goal of making every loan process a positive experience for our customers.
The lending industry has gone through profound changes in recent years, and more than ever before, an intimate understanding of the lending guidelines and a deep knowledge of loan options are requisites for an effective, solution-oriented, and dynamic mortgage advisor. Our team has closed over $10Billion in residential loans over the past 20 years, positioning them to be uniquely qualified to assist our customers with their loan transactions. We have invested heavily in resources at all levels of our organization, making HouseAmerica Financial a place where you can apply with confidence, close on time and on target, and not have to think twice about where to obtain your next mortgage.
We recognize the abundance of lending choices in today’s market place and sincerely appreciate the opportunity to compete for your business.